Contents Insurance

What is it for?
Protects your possessions inside your home against theft, fire, flood, or accidental damage.

Who needs this?

• Renters and homeowners - your landlord’s building insurance probably won’t cover your belongings
• Students living in shared houses
• Homeowners with valuables like jewellery, electronics, or collectibles
• Anyone with high-ticket items they’d struggle to replace

Top reasons claims get denied:

• Underinsuring contents (households undervalue contents by 30% on average)
• Poor security measures (e.g., unlocked doors/windows)
• Lack of proof of ownership

What evidence you’ll likely be asked for when you make a claim:

• Receipts, valuations, or photos of high-value items
• Police report for theft
• Evidence of forced entry for burglary claims

How you can be proactive now:

• Keep an up-to-date digital inventory
• Take clear photos of all your valuables
• Use strong locks and alarms
• Back up important digital files

What to do when it’s time to make a claim:

• Report any theft to the police immediately and get a crime reference number
• Take photos of damage or missing items
• Submit your inventory and receipts as proof of ownership
• Keep records of repairs or replacements

Did you know?

23% of home insurance claims are rejected.

Your next step

Rehuman keeps all your insurance information safe, organised, and at your fingertips - so when life happens, you’re ready.

Stay on top of renewals, store receipts and photos securely, and claim with confidence, knowing you have everything you need.

And we’re just getting started. Soon, our AI intelligence will help you truly understand every policy you hold -what’s covered, what’s not, and how to make the most of it when you need it most.

Insurance should work for you. With Rehuman, it finally does.

Final check: Save this guide, share it with your family, and store it in your Rehuman wallet - so you’re never caught out.

Important Reminder:

Rehuman is not an insurance provider and does not offer regulated financial advice. The information in this guide is general and should not be taken as personal financial advice. Please check the details of your own policies and always consult a qualified financial adviser or your insurer if you’re unsure about your cover or need help making a claim.

‍